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You are here as you want to know what you should be aware of, before taking a loan. Here, I have compiled 10 Golden Rules that you MUST follow when you apply for a loan.

The list is very simple. Lets start with it.

  1. Do not Borrow More than You can Repay
  2. Keep the Tenure as Short as Possible
  3. Ensure timely repayment of loan
  4. Don’t borrow to invest of Splurge
  5. Take insurance with big loan amount
  6. Keep on a look for lower interest rate
  7. Read the agreement and its terms carefully
  8. Close or transfer high interest loans at the earliest
  9. Don’t be emotional with loan, also consider your future income
  10. Keep family in loop about loan