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Education Loan Co Applicant

Co-Applicant for Education Loan

Explained details can be found on the Education Loan Page.

If you are looking for information regarding who can be your Education Loan co applicant, then you’re at the right place. A co applicant for education loan can be anyone from the relative including your Father / Mother / Spouse / Brother / Sister (married). Where loan amount is high, bank considers co‐applicant’s income to determine the loan amount eligibility according to Bank’s credit and underwriting norms.

In certain cases, where the required collateral could not be provided by the above relative to the bank for education loan. Student can even provide it by one of the following relatives provided they are brought into the arrangement as Co‐applicant(s) viz: Father‐in‐law / Mother‐in‐law / Sister‐in‐law /Brother‐in‐law / Maternal or Paternal Uncle or Aunt / Grandparents & First Cousins.

Colletrals Accepted by Bank for Education

Banks generally accept the following Collateral from the students for education loan:

  • Residential Flat
  • Residential House
  • Non‐Agricultural Land
  • A Fixed Deposit, assigned in favor of the Bank
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