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Loan Against Property Eligibility

Amount Limit for Loan Against Property

The maximum percentage that one can get when availing Loan Against Property

Residential Property:-

  • Self Occupied – 65%
  • Vacant – 55%
  • Rented – 55%

Commercial Property:-

  • Self Occupied – 50%
  • Vacant – 40%
  • Rented – 40%

These are the average values in the industry and this varies from bank to bank and the variance can be in the range of 5-10% property.

Eligibility for Loan Against Property

What are the eligibility factors for a mortgage loan?

  • Age (Minimum 21 years)
  • Income
  • Valuation of property
  • Financial Documents
  • Dependents
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