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Privacy Policy

Privacy Policy

LoanUncle.org is an independent organization established to help people in comparing loan interest rates in India. We do not sell any loans on our own and do not charge any fee from any of customers. We just inform customers to choose from the best available offers in the market from Banks and its advertisers. We do not guarantee any loans as loan sanction is on discretion of respective Banks and Nbfcs. LoanUncle.org provides general information and not be deemed to constitute, financial or other advice or a recommendation to purchase any product or service. We strongly advise customer to seek independent professional advice before you purchase any product and/or service from LoanUncle.org. We suggest all users to never pay any upfront amount for any loan disbursal and if any person who call you as representative of LoanUncle.org and ask for any amount report the incident immediately at report@loanuncle.org

By accepting our “Terms and Conditions” you authorize loanuncle.org and our partners to run a Cibil/ Satyam check on your profile and to give you a call/ sms/ email to explain and offer you services for the product you have opted for, imparting products knowledge, offering promotional offers running on website & other offered by the associated third parties of LoanUncle.org till 360 days of your registration with us irrespective of the fact that dnd or dnc service is activated at your end.

This Privacy Policy covers LoanUncle.org’s treatment of personally identifiable information that LoanUncle.org collects when you are on the LoanUncle.org site, and when you use LoanUncle.org’s services. This policy also covers LoanUncle.org’s treatment of any personally identifiable information that LoanUncle.org’s business partners share with LoanUncle.org. This policy does not apply to the practices of companies that LoanUncle.org does not own or control, or to people that LoanUncle.org does not employ or manage.

LoanUncle.org collects personally identifiable information when you use LoanUncle.org website, when you use certain LoanUncle.org products or services, when you visit LoanUncle.org pages, and when you enter promotions or other places through LoanUncle.org. LoanUncle.org may also receive personally identifiable information from our business partners.
When you register with LoanUncle.org, we ask for your first name, last name, time zone, zip/postal code, country, state, city, email, birth date, and gender. Once you register with LoanUncle.org and sign in to our services, you are not anonymous to us.
Also when you request for quote, you will be requested to enter your mobile phone and email id, pager, or other device to receive text messages, notifications, and other services to your wireless device. By registration you authorize us to send sms/email alerts to you for your login details and alerts or some other advertising messages/ emails from us. If at any time you wish to stop these sms/ email alerts all you have to do is to write an email to us dnd@loanuncle.org with your mobile numbers and your mobile number will be deleted from the alerts list.

Please do remember that any provider of financial services can register with LoanUncle.org. LoanUncle.org does not examine whether the advertisers are good, reputable or quality sellers of goods / service providers. You must satisfy yourself about all relevant aspects prior to availing of the terms of service. LoanUncle.org has also not negotiated or discussed any terms of engagement with any of the advertisers. The same should be done by you. Purchasing of any goods or availing of services from any advertisers shall be at your own risk.

We don’t investigate, represent or endorse the accuracy, legality, legitimacy of the service providers who advertise with us or references that we make to any names, marks, products or services of third parties or hypertext links to third party websites or information that do not constitute or imply our endorsement, sponsorship or recommendation of the third party, of the quality of any product or service, advice, information or other materials displayed, purchased, or obtained by you as a result of an advertisement or any other information or offer in or in connection with the Media through our website or else.

Information Sharing and Disclosure
LoanUncle.org will not sell or rent your personally identifiable information to anyone other than as specifically mentioned herein or without your consent. Notwithstanding the foregoing, LoanUncle.org may sell and/or transfer your personally identifiable information to an affiliate and to any successor-in-interest as a result of a sale of any part of LoanUncle.org’s business or upon the merger, reorganization or consolidation of LoanUncle.org with another entity on a basis that LoanUncle.org is not the surviving entity. For the purposes of this paragraph, “affiliate” means any person directly, or indirectly through one or more intermediaries, that controls, is controlled by or is under common control with LoanUncle.org. The term “control,” as used in the immediately preceding sentence, shall mean with respect to any person, the possession, directly or indirectly, of the power, through the exercise of voting rights, contractual rights or otherwise, to direct or cause the direction of the management or policies of the controlled person. As used in this Privacy Policy, the term “person” includes any natural person, corporation, partnership, limited liability company, trust, unincorporated association or any other entity.

Limitation / Exclusions of liability
We at LoanUncle.org which is an independent organization, try to provide the accurate data, material and information on the Websites. We also try to correct any errors or omissions as soon as practicable after being notified to us. However, we are not responsible in any way if the data, material and information on the Websites are found to be inaccurate or if there are any errors or omissions in the data, material and information.
LoanUncle.org do not monitor, check, verify or endorse the data, material and information submitted or provided by third parties, which is included on the Websites, and you should be aware that such information may be inaccurate, incomplete or out of date. In particular, we do not monitor, verify or endorse the information or quotations collected from the product and service providers as presented to you on the Websites. We are not responsible for any data, material or information included on the Websites, which has been provided by third parties. We are not responsible for any losses or damages arising from an inability to access the Websites, from any use of the Websites or from reliance on the data transmitted using the Websites where such losses or damages are caused by any event beyond our reasonable control including as a result of the nature of electronic transmission of data over the internet. We are not liable or responsible o for any indirect losses or damages incurred or suffered by you or your family or for any losses or damages suffered or incurred by you which were not foreseeable by us when you accessed or used the Websites.

Limitation / Exclusion of liability for third party providers products and services and Third party advertisements
You can apply for and buy a number of products and services by our LoanUncle.org website. It is specifically clarified that we do not provide any of the products and services that appear on the Website on our own. All these products and services are provided by third parties over whom we do not have control. You should satisfy yourself that you wish to avail those products or services before contracting with the third parties. We are not responsible for any products or services or information provided by third party providers.
You should exercise due caution to ensure your interests and requirements. Do not pay any cash to anybody. Get all promises on terms and conditions in writing on a letterhead of the Bank / nbfcs. Get the visiting card of the person visiting you and check out that the landlines numbers mentioned on the card are correct. Most advertisers are unable to return the documents in case your proposal to purchase is not accepted. If this is an issue with you, please get a promise to return your documents in writing in the event of your application is not accepted for any reason.
Any transactions regarding sale/purchase of goods or services not directly offered by us are to be settled inter-se between the parties to such transaction and all warranties expressed or implied of any kind, regarding any matter pertaining thereto, including without limitation the implied warranties of merchantability, fitness for a particular purpose, and non-infringement are disclaimed by Us.
We try to provide a platform where you and other party may, contact, interact, exchange information or carry out any transactions on such terms and in the manner mutually agreed between you and the other party. We do not have any involvement in the actual transactions between the buyers and sellers of any services and product. It is only you, who is entirely responsible for all the activities, arising out of the transactions of goods or services offered by any other party and not us. We will not be liable for any loss that you may incur, while selling or purchasing goods /services of the third party.
We may use third-party advertising companies, firms and/or ad agencies to serve ads when you visit our Web site. These companies may use information (not including your name, address, email address or telephone number) about your visits to this and other Web sites in order to provide advertisements on this site and other sites about goods and services that may be of interest to you.

Advertisements on LoanUncle.org
The advertisements that you see displayed on LoanUncle.org’s websites are delivered on our behalf by a third party. You have chosen the advertisers to whom your details will be sent. These parties are independent 3rd parties and we have no control over their functioning. We try to act in good faith in providing a comparison service and allowing advertisers to advertise on it. We disclaim all liability and responsibility for the conduct of advertisers using our site to advertise their services. We are not responsible for their services advertised on this site. Users should carry out appropriate checks before engaging them for any services and to be confident of their integrity and have proper contact details for the advertiser. If in any doubt, do not opt their services. This site disclaims without exception all liability for all Advertisements running on this site. Furthermore no advertiser is an associate of this site and we do not act as an agent for any advertiser and where a dispute arises between the parties, you undertake to resolve it independently of this site and accept that this site will not mediate in any dispute between parties.
Customers obligations who register with LoanUncle.org warrant that you have taken all reasonable precautions to ensure that any data you submit to the Websites is true and accurate. You warrant that all information provided on registration on the Websites and otherwise provided by you on this site shall be true, complete and accurate.

Privacy Policy Changes
LoanUncle.org may amend this policy from time to time, at our discretion. If we make any substantial changes in the way we use your personal information we will notify you by posting the changes here on this Privacy Policy page.