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Short Term Personal Loan

Short Term Personal Loan

Loan upto 2 Lacs

Tenure Upto 18 months

Rates 11.99% Onwards

Loan in 4 hours

No Processing Fees

No Prepayment Clause

Indian Citizen

Salaried (20k+)

Healthy Credit History

Netbanking User


Our loans range from ₹ 10,000 to ₹ 2,00,000 with repayment period starting at 2 months with maximum tenure of 18 months. We offer interest rates ranging from 11.99% – 59.99% APR (Annual Percentage Rate), however rates may vary case to case. All loans are paid through Equal Monthly Installments (EMIs) via electronic payment. We do not charge any processing fees and have no other hidden costs.


If a customer takes a loan of ₹ 10,000 for a period of 3 months, at annual interest rate of 11.99% APR, then the customer will pay an EMI for 3 months of ₹ 3,468 per month.Total payment over 3 months will be ₹ 10,403 (including principal and Interest).

What is a Short Term Personal Loan?

A short term personal loan is a loan taken for a period of one year or less. This can also be termed as the most flexible loan in terms of repayment. While most banks offer loans for over 1 year, there are a few banks and NBFCs which are now experimenting with loans for shorter duration. The primary focus of short term personal loan is on the people who wants to avoid credit card loans and unorganized loan market, where interest rates is generally stays over 50%. As LoanUncle is working closely with Banks/NBFCs, one can avoid such high interest rates for short term personal loan for shorter duration and affordable interest rates.

Short Term Personal Loan – Amount

Currently we are offering an amount from Rs. 10,000 to Rs. 2 Lakhs which can be repaid in 18 months.

Short Term Personal Loan Interest Rates

Interest rates generally depends on the profile of the person as well as the Bank & NBFCs from whom the borrower is taking a short term personal loan. Interest rates of short term personal loan starts from 11.99% and could go higher as the borrower does not feel the pinch since it is a small amount.

Short Term Personal Loan Features

It is the most flexible short term loan available in the market and that too directly offered by a NBFC. Some of its features are as follows:

  • No processing fees
  • No prepayment charges
  • Loan processed in 4 hours
  • Rates 11.99% onwards

Short Term Personal Loan Eligibility

  • Indian Citizen
  • Salaried (20k+)
  • Healthy Credit History
  • Netbanking User

Documents Required – Short Term Personal Loan

  • KYC documents
  • Income proof

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